People helping people makes your life easier.
HOMEBRANCH™ ONLINE BANKING
Un-banking can start anywhere. Even at home.
With HomeBranch™ Online Banking you get access to your account from the comfort and convenience of any online computer or mobile device. Some of the great features and services include:
- Free Mobile App for Apple or Android to handle your banking on the go, including Mobile Deposit
- Customized Account Alerts sent by text or email when you want them for a range of reminders or on demand with a quick text
- Free BillPay
- eStatements and eNotices delivered to your inbox - more convenient and safer than regular mail
- See your complete financial picture in one place with Money Management by adding your outside accounts
- Move money between your accounts here and other financial institutions using Funds Transfer or pay friends and family using Popmoney
mobile BANKING app
People helping people is something to carry with you. So is your financial institution!
Our mobile app brings you the convenience and ease of accessing your account information right from your Android and/or Apple device:
Get the updates that matter most to you and your finances. Personalize your Account Alerts and get the notifications you want when you need them via text*, email or both.
- Balance update
- Low balance
- High balance
- Large withdrawal
- Large deposit
- Check cleared
- Loan payment due reminder
- Loan payment overdue reminder
- Maturity date reminder
- Personal message reminder
Balance alerts can be sent on any day of the week and for other frequencies:
- Every two weeks
- Twice monthly
- Every 3 months
- Every 6 months
- Every year
*Standard text message rates apply
Make paying bills as easy as being a member of People's Trust.
Take the hassle out of paying bills monthly:
- Receive and pay eBills online. Many payees can send your electronic bills (eBills) through our BillPay service - some eBills can be automatically paid upon arrival.
- Schedule repeating payments. Automatically make repeating payments such as mortgage payments and rent. Payments can be scheduled to arrive at each payee by the due date. Funds will not be debited from your account until the scheduled due date.
- Pay anyone! Add any person or company in the U.S. as a payee - then pay them at your convenience.
It’s easy to sign up for Bill Pay.
- Log in to HomeBranch™ and click Bill Pay.
- Answer a few security questions and accept the Terms & Conditions.
- We’ll review your account and you’ll receive your approval e-mail within 2 days and you can start paying bills.
ESTATEMENTS & ENOTICES
Upgrade to better speed, accessibility and security with eStatements. Simply add eStatements in HomeBranch™:
- Log in to HomeBranch™ and click eStatements
- Review the Online Statement Disclosure
- Click continue to accept the disclosure
Signing up for eStatements automatically enrolls you into eNotices. With eNotices, you’ll receive more convenient updates for:
- Loan billing notices
- Certificate maturity notices
- Money Management and Ready Cash Lines of Credit
- Share draft notices
- Electronic Funds Transfer (EFT) notices
All eNotice recipients will be sent an e-mail notification when an eNotice is available. The eNotice can then be viewed in HomeBranch™ online banking under Additional Services, then Products and Services.
Text Message Banking* enables you to securely check balances and transactions anywhere via a simple SMS text message. Any HomeBranch™ user can receive updates with simple text commands.
TO ACTIVATE TEXT BANKING:
- Log in to HomeBranch™, click MOBILE BANKING AND ALERTS under the Additional Services tab
- Click Start Text Banking Now in the right sidebar and follow the prompts to register your phone number
Once you're set up, you may text the following commands to: 454545
- BAL - Primary Balance
- LAST - Last 5 transactions
- TRANS - Transfer funds to primary account
- STOP - Deactivate service
- HELP - Help keywords
*Standard text message rates apply
Climb to new heights with the MONEY MANAGEMENT financial management tool. Visualize and interact with your money in the most epic ways.
- Know Your Finances - See all your accounts, including those with other financial institutions; add outside accounts, credit cards, mortgages, and more
- Track Your Budget - Bubble budgets help you understand the relative health of your budgets instantly
- Watch Your Spending - Every transaction is automatically categorized so you can spend smarter by literally seeing where your money is being spent
Check out MONEY MANAGEMENT in HomeBranchTM online banking! Money Management is coming to the mobile app soon!
CardNav by CO-OP
Take control over your money with CardNav. Self-manage your People’s Trust Debit and/or Credit Card(s) by adding limits where you or a family member uses your card. Limits can be placed on the amount spent, the type of merchant, and by location.
Additionally, you can add extra protection by turning off card access if it’s misplaced and by reactivating it once it’s found. Also, you can get alerts on your phone or tablet every time your card is used.
Whether you’re moving money from savings to checking, one of our outside accounts, or sending money to a friend or family member, easy funds transfer tools are at your disposal under the Move Money tab in HomeBranch™.
To transfer money outside of People's Trust, you can use
- Funds Transfer to send money to accounts you own outside of People's Trust
- Popmoney to pay friends and family for free
- Request a Wire for large transfers.