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Back to School

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Back to School Loan

Don't get schooled by back to school shopping. With class starting soon, school supply shopping can be overwhelming. Let People's Trust prepare you with our Back to School Loan! With a rate as low as 8.01% APR*, our loan can cover the costs of supplies, clothes, classes and so much more! Now that's smart shopping.

Features

  • Flexible terms - up to 60 months
  • Low, fixed rate
  • Borrow up to $35,000
  • No application fees
  • No early payoff fees
  • Opportunities to skip-a-payment

Apply Today

  • Fill out the form below to go to the application
  • Choose "Personal Loan" on the application
  • Then choose "Signature"

*APR is the Annual Percentage Rate. All loans subject to credit worthiness. Other exclusions and/or restrictions may apply. Federally insured by the National Credit Union Administration.

Back to School Skip-a-Pay

Ace back to school shopping and earn extra credit too! If you currently have a People's Trust Loan, you can choose to skip a loan payment for either August, September or October and use the cash for back to school shopping. This offer ends on September 30, 2019 so don't be tardy.

Features

  • Simply apply online, at a branch, or call 713.428.3200
  • Choose which loan* you want to skip
    • Auto Loan
    • Signature/Personal Loan

Choose which month you're skipping

  • August
  • September
  • October

Don't forget: If you scheduled automatic payments via HomeBranch, remember to cancel your loan payment before the scheduled transfer date. 

Terms and Conditions: This request is not an approval. After you fill out the form, someone will get in touch with you once approved. You must apply a minimum of five days before your next due date. To skip your payment, your loan account cannot be more than 9 days past due. Eligible loans must have made a minimum of six monthly payments to qualify. Members are limited to two Skip-a-Pays per rolling 12 months. A $50 processing fee will be charged for each loan skipped. This fee is a finance charge. If you Skip-a-Payment, finance charges will continue to accrue and the total finance charge will increase above the amount shown on your loan agreement. The maturity date will be extended. Skip-a-Pay excludes all leases, balloon notes, single pay notes, lines of credit, credit cards, and real estate loans. Not all loans qualify for this offer. If you have GAP insurance and were to be in an accident, before the GAP insurance will pay out, you will be responsible for the payment you are currently skipping. All other provisions of the original note, except those changed by this agreement are to remain in effect. It is your responsibility to suspend payments generated via bill pay or ACH from another financial institution. Other restrictions may apply. By signing this form, you agree to all terms and conditions of this offer.