Get Your Santa On with our Holiday Loans
Hap wants to make sure everyone has a happy holiday. Create your perfect Holiday Wish List by choosing one or two holiday helpers to make this year magical!
- Quick access to cash to help you increase your Santa budget
- No wait, submit your application and get a pre-approved amount
- Use funds as needed and advance them right from your loan into your checking account
Skipping a payment just got easier! Log in and skip your payment in just a few clicks or taps! Follow these simple steps:
- See eligible loan
- Select month to skip
- And skip your payment
If you're using HomeBranch, you will find Skip-A-Pay right on your homepage or under the "Move Money" tab.If you're using your Mobile App, you will find Skip-A-Pay under the "More" tab.Skip-a-Pay excludes all leases, balloon notes, single pay notes, lines of credit, credit cards, and real estate loans. Eligible loans must have made a minimum of six monthly payments to qualify. Members are limited to two Skip-a-Pays per rolling 12 months. A $50 processing fee will be applied for each loan skipped. This is a finance charge.