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Get Your Santa On with our Holiday Loans

Hap wants to make sure everyone has a happy holiday. Create your perfect Holiday Wish List by choosing one or two holiday helpers to make this year magical!

Holiday Line of Credit

Get your wallet holiday ready. Apply for a line of credit to get your pre-approved amount. Use as much or as little as you need.
  • Quick access to cash to help you increase your Santa budget
  • No wait, submit your application and get a pre-approved amount
  • Use funds as needed and advance them right from your loan into your checking account

Holiday Skip-A-Pay

Skipping a payment just got easier! Log in and skip your payment in just a few clicks or taps! Follow these simple steps:

  • See eligible loan
  • Select month to skip
  • And skip your payment
Don't forget: If you schedule automatic payments via HomeBranch, remember to cancel your loan payment before the scheduled transfer date.

If you're using HomeBranch, you will find Skip-A-Pay right on your homepage or under the "Move Money" tab.

If you're using your Mobile App, you will find Skip-A-Pay under the "More" tab.

Skip-a-Pay excludes all leases, balloon notes, single pay notes, lines of credit, credit cards, and real estate loans. Eligible loans must have made a minimum of six monthly payments to qualify. Members are limited to two Skip-a-Pays per rolling 12 months. A $50 processing fee will be applied for each loan skipped. This is a finance charge.