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Get Your Santa On and Recover from Holiday Spending

There's still an opportunity to get your holiday shopping in check after the fact. We have two holiday helpers to help your recover from this year's holiday spending.

Holiday Line of Credit

Pay off or pay down those high interest credit cards you used for holiday shopping. Apply for a line of credit to get your pre-approved amount. Use as much or as little as you need.
  • Quick access to cash to help you pay off or pay down your high interest credit card before the next due date
  • No wait, submit your application and get a pre-approved amount
  • Use funds as needed and advance them right from your loan into your checking account

Holiday Skip-A-Pay

Just need a quick reprieve for January? Skipping a payment just got easier! Log in and skip your January payment on your existing loan in just a few clicks or taps! Follow these simple steps:

  • Log in
  • See eligible loan(s)
  • Select month to skip
  • And skip your payment
Don't forget: If you schedule automatic payments via HomeBranch, remember to cancel your loan payment before the scheduled transfer date.

If you're using HomeBranch, you will find Skip-A-Pay right on your homepage or under the "Move Money" tab.

If you're using your Mobile App, you will find Skip-A-Pay under the "More" tab.

Skip-a-Pay excludes all leases, balloon notes, single pay notes, lines of credit, credit cards, and real estate loans. Eligible loans must have made a minimum of six monthly payments to qualify. Members are limited to two Skip-a-Pays per rolling 12 months. A $50 processing fee will be applied for each loan skipped. This is a finance charge.