Fee Schedule

Telephone Assistance Fees

Account Inquiries (Balance & History) - $1.00
Transfers/payments within same membership - $1.00

Deposit Account Fees

A $2.00 fee per month will be charged for members over the age of 18 who have only a single share account with balance less than $250 and account has had no activity in the last 12 consecutive months.

Super Savings Share Account excessive withdrawal fee - $20.00
Premier Checking - Below minimum balance fee - $6.00 (minimum balance $300)
Classic Checking & E-Checking - Below minimum balance fee - $0 (no minimum balance)
Opportunity Checking - $14.00 per month
Legacy Checking - $10.00 (minimum balance $10,000)
Money Market - Per Check Fee Over Three (3) Checks Per Month - $20.00

Electronic Funds Transfer Fees

ATM Card or Debit Card Replacement Fee - $5.00 each card*
Non-People's Trust ATM Transaction Fee - $1.00 per transaction (Maximum ATM Withdrawal is limited to $600 per card, per day)
Transaction fees for ATM or Debit transactions (made outside of the US) - 1% of converted amount
ACH Overdraft (NSF) Fee - $26.00
Wire Transfer Fee (Domestic) - $15.00
Wire Transfer Fee (International) - $40.00
Bill Payer - Home Branch Bill Payment System -- No monthly service fee, no per bill charges up to 20 bills, after that, it's $0.40 per bill, per month

Safe Deposit Box Fees

Box rental fee (annual) - 3x5 ($20), 3x10 ($30), 5x10 ($60), 10x10 ($90)
Lost Key Fee - $25.00
Re-Key Fee or Drilled Box Fee - Varies

Other Fees (applies to all accounts)

Account Reconciliation or Research - $20.00/hour
American Express Cheques and Cheques For Two - 1% of total
American Express Gift Cheques - $3.00
Cashier's Check - $3.00*
Credit Union Teller Check - $1.00
Check Copy Fee - $3.00
Check printing fees - Varies
Deposited Item Return 1st party - $26.00
Deposited Item Return 3rd party - $7.00
Dormant Account/Escheat Fee - $5.00 (prior to account closing)
Early Account Closure (6 months or less) - $10.00
Invalid MICR Line Processing Fee - $1.00 per check
Negative Account Balance & Stop Payment - $26.00
Non-Sufficient Funds (NSF) Fee - $26.00
Statement Copy - $5.00
Tax Levy/ garnishment - $25.00
Temporary Checks - $3.00 for 3 checks
Western Union Phone Payments - $8.95
Foreign Check Deposits - $15.00
Collection Checks (request for payment of uncollected drafts) - $25.00
Returned mail - $5/month
Verification of Deposit Form Completion from 3rd Party - $20.00
Skip-a-Pay Extensions - $35.00

Overdraft Protection (see a representative to add to checking account)

$3.00 per transfer for overdraft protection from another People's Trust deposit account*
Transfers made from savings will be in $5.00 increments
Transfers made from an approved Line of Credit will be in $50.00 increments - $0

*Fees waived for Legacy Checking with minimum daily balance of $10,000

	1) Auto Loans as low as 5.50% APR 2) Premier Money Market 4.85% APY 3) Legacy Checking 3.00% APY

Become A Member Join Our Co-op Deposits & Investments Checking, Savings, CDs Loans & Insurance Auto, Home, Credit Card Online Applications Forms About Us Our History Find Us Signal Hill Manage Your Wealth Home Rates & Fees ATM Locator Shared Branches Privacy Policy	\| Resource Center \| Wheels & Deals \| Expatriates \|
	Fee Schedule Telephone Assistance Fees Account Inquiries (Balance & History) - $1.00 Transfers/payments within same membership - $1.00 Deposit Account Fees A $2.00 fee per month will be charged for members over the age of 18 who have only a single share account with balance less than $250 and account has had no activity in the last 12 consecutive months. Super Savings Share Account excessive withdrawal fee - $20.00 Premier Checking - Below minimum balance fee - $6.00 (minimum balance $300) Classic Checking & E-Checking - Below minimum balance fee - $0 (no minimum balance) Opportunity Checking - $14.00 per month Legacy Checking - $10.00 (minimum balance $10,000) Money Market - Per Check Fee Over Three (3) Checks Per Month - $20.00 Electronic Funds Transfer Fees ATM Card or Debit Card Replacement Fee - $5.00 each card* Non-People's Trust ATM Transaction Fee - $1.00 per transaction (Maximum ATM Withdrawal is limited to $600 per card, per day) Transaction fees for ATM or Debit transactions (made outside of the US) - 1% of converted amount ACH Overdraft (NSF) Fee - $26.00 Wire Transfer Fee (Domestic) - $15.00 Wire Transfer Fee (International) - $40.00 Bill Payer - Home Branch Bill Payment System -- No monthly service fee, no per bill charges up to 20 bills, after that, it's $0.40 per bill, per month Safe Deposit Box Fees Box rental fee (annual) - 3x5 ($20), 3x10 ($30), 5x10 ($60), 10x10 ($90) Lost Key Fee - $25.00 Re-Key Fee or Drilled Box Fee - Varies Other Fees (applies to all accounts) Account Reconciliation or Research - $20.00/hour American Express Cheques and Cheques For Two - 1% of total American Express Gift Cheques - $3.00 Cashier's Check - $3.00* Credit Union Teller Check - $1.00 Check Copy Fee - $3.00 Check printing fees - Varies Deposited Item Return 1st party - $26.00 Deposited Item Return 3rd party - $7.00 Dormant Account/Escheat Fee - $5.00 (prior to account closing) Early Account Closure (6 months or less) - $10.00 Invalid MICR Line Processing Fee - $1.00 per check Negative Account Balance & Stop Payment - $26.00 Non-Sufficient Funds (NSF) Fee - $26.00 Statement Copy - $5.00 Tax Levy/ garnishment - $25.00 Temporary Checks - $3.00 for 3 checks Western Union Phone Payments - $8.95 Foreign Check Deposits - $15.00 Collection Checks (request for payment of uncollected drafts) - $25.00 Returned mail - $5/month Verification of Deposit Form Completion from 3rd Party - $20.00 Skip-a-Pay Extensions - $35.00 Overdraft Protection (see a representative to add to checking account) $3.00 per transfer for overdraft protection from another People's Trust deposit account* Transfers made from savings will be in $5.00 increments Transfers made from an approved Line of Credit will be in $50.00 increments - $0 *Fees waived for Legacy Checking with minimum daily balance of $10,000