Skimming

The Newest Scam to Get Your Financial Information

Individuals install skimming devices onto ATM machines allowing them to gather your card information with the swipe of your debit card.

Skimmers are computer devices usually attached to ATMs that read and then transmit the information collected while swiping a debit card for a transaction. Positioned on the card reader, skimmers appear to look like a normal ATM, however, once the card has been swiped through the skimmer and the legitimate ATM card reader, the thief is able to use the captured electronic information to make fraudulent charges without being in possession of the actual debit card.

Can you spot the difference? In the picture on the RIGHT, a device has been placed over the card reader enabling the “skimmer” to gather electronic information from any cards used on the machine.

Card readers in ATMs are internal features designed to quickly and efficiently obtain the information needed from the magnetic strip of your card. Computer skimmers are attached to the outside of ATM and appear to be legitimate card readers aside from their external presentation. Thieves have even gone so far as to use double-sided tape to adhere the skimmer to the ATM, so if the device on the ATM you are using looks questionable, give it a firm tug – if part of the device ends up in your hands you’re dealing with a skimmer.

Each time you use an ATM or a similar device using your debit or credit cards, be sure to look for any external devices that could be skimmers. If you encounter a skimmer, please call People's Trust Federal Credit Union’s Risk Management Team at 800.321.2411 – our members' security is of utmost importance.

	1) Auto Loans as low as 5.50% APR 2) Premier Money Market 5.05% APY 3) 12-Month Term Share 5.00% APY

Deposits & Investments Plant Your Seeds Loans & Insurance In the Shade Rates & Fees Watch Your Money Grow About Us Our Roots Online Applications Forms Find Us Grow Anywhere Home	\| Resource Center \| Wheels & Deals \| Expatriates \|
	Skimming The Newest Scam to Get Your Financial Information Individuals install skimming devices onto ATM machines allowing them to gather your card information with the swipe of your debit card. Skimmers are computer devices usually attached to ATMs that read and then transmit the information collected while swiping a debit card for a transaction. Positioned on the card reader, skimmers appear to look like a normal ATM, however, once the card has been swiped through the skimmer and the legitimate ATM card reader, the thief is able to use the captured electronic information to make fraudulent charges without being in possession of the actual debit card. Can you spot the difference? In the picture on the RIGHT, a device has been placed over the card reader enabling the “skimmer” to gather electronic information from any cards used on the machine. Card readers in ATMs are internal features designed to quickly and efficiently obtain the information needed from the magnetic strip of your card. Computer skimmers are attached to the outside of ATM and appear to be legitimate card readers aside from their external presentation. Thieves have even gone so far as to use double-sided tape to adhere the skimmer to the ATM, so if the device on the ATM you are using looks questionable, give it a firm tug – if part of the device ends up in your hands you’re dealing with a skimmer. Each time you use an ATM or a similar device using your debit or credit cards, be sure to look for any external devices that could be skimmers. If you encounter a skimmer, please call People's Trust Federal Credit Union’s Risk Management Team at 800.321.2411 – our members' security is of utmost importance.