People's Trust. A financial Co-Op

Happy Un-banking

It's like paying cash at the dealership, plus we'll give you $200!*

There’s a new way of buying a car. With the People’s Trust Express Check, the days of sitting in the dealership’s finance office for hours at a time are long gone. Not only will you receive a low interest rate, but People’s Trust will pay you $200 at closing, that’s right, $200.

  1. Apply
    • Get pre-approved for an auto loan. Apply over the phone, in a branch, or online.
    • Once you’re approved, simply sign a few papers and pick up your check.
    • Not in the area? No worries, we can overnight your Express Check!
  2. Shop
    • With the interest rate locked in and the check in your hand, you’re ready to shop.
    • Utilize our Auto Buying Microsite to brush up on your car buying expertise before heading to the dealership.
    • The loan doesn’t start accruing interest until check is negotiated, so you have 60 days to find your new car.
    • After you agree on a price, fill out the Express Check, and give it to the dealer
  3. Enjoy and drive away with your new car or truck!

 

There is really no reason not to finance with us:

  • Low rates for cars, trucks, SUVs and vans
  • Option to defer your first payment up to 90 days
  • Terms up to 84 months available
  • Optional, but highly recommended GAP and Debt Protection
  • No prepayment penalty
  • No application fee

 

*Membership requirements apply. Other exclusions and/or restrictions may apply. $200 bonus subject to income tax reporting and not available on current People’s Trust Loans. Minimum loan amount is $10,000.

Have a Question?

Contact us online, give us a call at 713.428.3200 / 800.321.2411, or stop by a service center location for any questions about loans or insurance.

 

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