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Vehicle Loans

Vehicle Loans

Low rates, exceptional service, and terms to fit your needs and lifestyle. That’s the Un-Banking way of doing it.

New Car Loans

Rates as low as
1.99 APR*

Used Car Loans

Rates as low as
1.99 APR*

Auto Loan Refinancing

Rates as low as
1.99 APR*

RV & Boat Loans

Rates as low as
3.99 APR*

Motorcycle Loans

Rates as low as
3.99 APR*

The Many Benefits of People’s Trust Auto Loans

Our team takes the headaches and hassles out of auto loans to get you into your dream vehicle in no time.

Competitive Interest Rates

100% Financing Available

Terms Up to 84-Months

Express Check-Works
Like Cash

Exceptional Local

Member Auto Center-Helps
You Save More


“Been a member since 1987 when SEFCU. My wife and I had more than a few vehicle and personal loans and experienced excellent customer service. I worked downtown for ten years & ecstatic when they opened the west Houston branch (both locations offer superb service).”

- A.K.

Applying is as Easy as 1-2-3


Apply Online

Quick and easy online application.


Sign Your Loan

Agree to the loan amount, rates, and terms.


Get a Check

Use your check to buy your new vehicle.

Get Started

Vehicle Loan Resources

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Auto Loan Rates
See our great rates on new and used autos.

Auto Loan Payment Calculator
Calculate your monthly payment and find loan terms to fit our needs. 

Express Check
Learn how easy it is to shop like a cash buyer. 

Car Buying Guide
Download our guide to learn expert tips for shopping for an auto. We’ll tell you how to negotiate and get the best price, how to identify a clean purchase agreement, how to get unnecessary terms taken off of a dirty purchase agreement, and more.

*Maximum term of 36 months for lowest APR. Rates and terms may vary and are subject to normal credit, underwriting and collateral value guidelines. Auto discounts may apply for GAP, Warranty and/or Debt Protection. Rates and terms subject to change without notice.

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