| Balance |
Min. Balance to Earn Stated APY |
Annual Percentage Yield (APY) |
| $0 - $4,999 |
$0.01 |
0.700% |
| $5,000 - $24,999 |
$5,000 |
2.580% |
| $25,000 - $74,999 |
$25,000 |
2.836% |
| $75,000 - $124,999 |
$75,000 |
3.608% |
| $125,000 - $249,999 |
$125,000 |
3.867% |
| $250,000 |
$250,000 |
4.126% |
People's Trust Gold Money Market requires a total of 3 – 5 People's Trust points. One point can be earned monthly for any of the following:
- A Membership Savings account
- A Money Market Account
- A loan balance over $1,000
- Five (5) debit card transactions in prior month
- Checking balance over $1,000
- Direct Deposit or Payroll Deduction to a People's Trust Share or Share Draft Account
- Active user of Bill Pay service
- Receiving e-Statements
- Membership with the credit union for 20 years or more
- A Term Share Account
See disclosures for additional information about Rate Differentiation, Points and Balance Information
| Balance |
Min. Balance to Earn Stated APY |
Annual Percentage Yield (APY) |
| $0 - $4,999 |
$0.01 |
0.700% |
| $5,000 - $24,999 |
$5,000 |
3.443% |
| $25,000 - $74,999 |
$25,000 |
3.701% |
| $75,000 - $124,999 |
$75,000 |
4.479% |
| $125,000 - $249,999 |
$125,000 |
4.740% |
| $250,000 |
$250,000 |
5.001% |
People's Trust Premier Money Market requires a total of at least 6 People's Trust Points. One point can be earned monthly for any of the following:
- A Membership Savings account
- A Money Market Account
- A loan balance over $1,000
- Five (5) debit card transactions in prior month
- Checking balance over $1,000
- Direct Deposit or Payroll Deduction to a People's Trust Share or Share Draft Account
- Active user of Bill Pay service
- Receiving e-Statements
- Membership with the credit union for 20 years or more
- A Term Share Account
See disclosures for additional information about Rate Differentiation, Points and Balance Information
