1) Auto Loans as low as 5.50% APR
2) Premier Money Market 5.05% APY
3) Credit Cards as low as 5.9% APR

Term Share Rates

Rates below also apply to IRA Term Share (CD) accounts, including Traditional, Roth, Conduit, Educational and SEP.

$1,000-$9,999.99 4.54% APY
$10,000 - $24,999.99 4.59% APY
$25,000 - $49,999.99 4.65% APY
$50,000 - $99,999.99 4.70% APY
$100,000 and above 4.75% APY

Give Me Five!

Why not give yourself the gift of wealth. Watch your money grow with a new 5-5-5 Term Share Certificate:

  • 5 Month Term
  • 5.00 %APY*
  • $500 Minimum Deposit

This limited time offer will allow deposits in $5 increments up to the maximum account balance of $5,000. Make a new deposit to the account as often as you like throughout the five month term. Dial 713.428.3200 or 800.321.2411 and ask for a Member Consultant to lock in this rate today!

* APY = Annual Percentage Yield. Limited time offer. Minimum balance of $500 with funds not currently on deposit with People's Trust. Maximum account balance of $5,000. Additional deposits may be made in $5 increments up to the $5,000 maximum balance until maturity. One 5-month Term Share per member. Other restrictions apply. Call 713.428.3200 or 800.321.2411 for a complete account disclosure.

$1,000-$9,999.99 4.49% APY
$10,000 - $24,999.99 4.54% APY
$25,000 - $49,999.99 4.59% APY
$50,000 - $99,999.99 4.65% APY
$100,000 and above 4.70% APY
$1,000-$9,999.99 4.44% APY
$10,000 - $24,999.99 4.49% APY
$25,000 - $49,999.99 4.54% APY
$50,000 - $99,999.99 4.59% APY
$100,000 and above 4.65% APY

Our 9 month Term Share CD is uniquely flexible and earns a great rate.

Choose Your Maturity Date
Any date between 7 and 11 months.

Call a Member Consultant at 713.428.3200 or 800.321.2411 to learn how you can open your 9 month Term Share.

Click here for full Term Share disclosures.

$1,000-$9,999.99 4.39% APY
$10,000 - $24,999.99 4.44% APY
$25,000 - $49,999.99 4.49% APY
$50,000 - $99,999.99 4.54% APY
$100,000 and above 4.59% APY

14 month Early Reward Term Share

Get your reward now! The Early Reward account allows for an initial deposit in increments of $5,000 with no maximum deposit. A bonus of $250 per $5,000 will be deposited into your primary share account at the time of deposit into the Early Rewards Term Share Account.

Examples of the bonus are as follows:

Deposit Bonus
$5,000 $250
$10,000 $500
$15,000 $750
$20,000 $1,000
$25,000 $1,250
$50,000 $2,500
$100,000 $5,000

Upon maturity, the account balance will be deposited into your primary share account.

Call a Member Consultant at 713.428.3200 or 800.321.2411 to open an Early Reward Term Share. For complete details and disclosures, click here.

$1,000-$9,999.99 4.39% APY
$10,000 - $24,999.99 4.44% APY
$25,000 - $49,999.99 4.49% APY
$50,000 - $99,999.99 4.54% APY
$100,000 and above 4.59% APY
$1,000-$9,999.99 4.39% APY
$10,000 - $24,999.99 4.44% APY
$25,000 - $49,999.99 4.49% APY
$50,000 - $99,999.99 4.54% APY
$100,000 and above 4.59% APY
$1,000-$9,999.99 4.39% APY
$10,000 - $24,999.99 4.44% APY
$25,000 - $49,999.99 4.49% APY
$50,000 - $99,999.99 4.54% APY
$100,000 and above 4.59% APY
$1,000-$9,999.99 4.39% APY
$10,000 - $24,999.99 4.44% APY
$25,000 - $49,999.99 4.49% APY
$50,000 - $99,999.99 4.54% APY
$100,000 and above 4.59% APY
$1,000-$9,999.99 4.39% APY
$10,000 - $24,999.99 4.44% APY
$25,000 - $49,999.99 4.49% APY
$50,000 - $99,999.99 4.54% APY
$100,000 and above 4.59% APY

            View full Term Share Disclosure

            Apply for a loan online

            Open a new account

APY = Annual Percentage Yield

Disclosures & Fees