Term Share Rates
Rates below also apply to IRA Term Share (CD) accounts, including Traditional, Roth, Conduit, Educational and SEP.
| $1,000-$9,999.99 |
1.850% APY |
| $10,000 - $24,999.99 |
1.950% APY |
| $25,000 - $49,999.99 |
2.050% APY |
| $50,000 - $99,999.99 |
2.150% APY |
| $100,000 and above |
2.300% APY |
Give Me Five!
Why not give yourself the gift of wealth. Watch your money grow with a new 5-5-5 Term Share Certificate:
- 5 Month Term
- 5.00 %APY*
- $500 Minimum Deposit
This limited time offer will allow deposits in $5 increments up to the maximum account balance of $5,000. Make a new deposit to the account as often as you like throughout the five month term. Dial 713.428.3200 or 800.321.2411 and ask for a Member Consultant to lock in this rate today!
* APY = Annual Percentage Yield. Limited time offer. Minimum balance of $500 with funds not currently on deposit with People's Trust. Maximum account balance of $5,000. Additional deposits may be made in $5 increments up to the $5,000 maximum balance until maturity. One 5-month Term Share per member. Other restrictions apply. Call 713.428.3200 or 800.321.2411 for a complete account disclosure.
| $1,000-$9,999.99 |
4.79% APY |
| $10,000 - $24,999.99 |
4.84% APY |
| $25,000 - $49,999.99 |
4.90% APY |
| $50,000 - $99,999.99 |
4.95% APY |
| $100,000 and above |
5.00% APY |
| $1,000-$9,999.99 |
4.94% APY |
| $10,000 - $24,999.99 |
4.99% APY |
| $25,000 - $49,999.99 |
5.04% APY |
| $50,000 - $99,999.99 |
5.09% APY |
| $100,000 and above |
5.15% APY |
| $1,000-$9,999.99 |
4.84% APY |
| $10,000 - $24,999.99 |
4.90% APY |
| $25,000 - $49,999.99 |
4.95% APY |
| $50,000 - $99,999.99 |
5.00% APY |
| $100,000 and above |
5.00% APY |
14 month Early Reward Term Share
Get your reward now! The Early Reward account allows for an initial deposit in increments of $5,000 with no maximum deposit. A bonus of $250 per $5,000 will be deposited into your primary share account at the time of deposit into the Early Rewards Term Share Account.
Examples of the bonus are as follows:
| Deposit |
Bonus |
| $5,000 |
$250 |
| $10,000 |
$500 |
| $15,000 |
$750 |
| $20,000 |
$1,000 |
| $25,000 |
$1,250 |
| $50,000 |
$2,500 |
| $100,000 |
$5,000 |
Upon maturity, the account balance will be deposited into your primary share account.
Call a Member Consultant at 713.428.3200 or 800.321.2411 to open an Early Reward Term Share. For complete details and disclosures, click here.
| $1,000-$9,999.99 |
4.84% APY |
| $10,000 - $24,999.99 |
4.90% APY |
| $25,000 - $49,999.99 |
4.95% APY |
| $50,000 - $99,999.99 |
5.00% APY |
| $100,000 and above |
5.00% APY |
| $1,000-$9,999.99 |
4.79% APY |
| $10,000 - $24,999.99 |
4.84% APY |
| $25,000 - $49,999.99 |
4.90% APY |
| $50,000 - $99,999.99 |
4.95% APY |
| $100,000 and above |
5.00% APY |
| $1,000-$9,999.99 |
4.79% APY |
| $10,000 - $24,999.99 |
4.84% APY |
| $25,000 - $49,999.99 |
4.90% APY |
| $50,000 - $99,999.99 |
4.95% APY |
| $100,000 and above |
5.00% APY |
| $1,000-$9,999.99 |
4.79% APY |
| $10,000 - $24,999.99 |
4.84% APY |
| $25,000 - $49,999.99 |
4.90% APY |
| $50,000 - $99,999.99 |
4.95% APY |
| $100,000 and above |
5.00% APY |
| $1,000-$9,999.99 |
4.84% APY |
| $10,000 - $24,999.99 |
4.90% APY |
| $25,000 - $49,999.99 |
4.95% APY |
| $50,000 - $99,999.99 |
5.00% APY |
| $100,000 and above |
5.00% APY |
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APY = Annual Percentage Yield
Disclosures & Fees
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