Text Message Banking

On July 1, 2010, People’s Trust unveiled Text Message Banking. Text Message Banking enables you to securely check balances and transactions anywhere via a simple SMS text message. Any HomeBranch user with a cell phone can use Text Message Banking. There has never been an easier and faster way for you to keep on top of your finances.

Why use Text Message Banking?

• Works on any SMS-enabled Mobile Phones – Any user with a text message-enabled phone can use Text Message Banking. There is no need for a data plan, a large phone screen, or a keyboard on the phone.*
• Instant Anywhere Access to Account Balances & Transactions – Text Message Banking allows you to retrieve account balances and recent transactions with a cell phone in a matter of seconds. Wherever you are: shopping, traveling, out on the town, your account information is never more than a few seconds away.
• Reduced costs through Self-Service – Text Message Banking provides another self-service channel for you to use to find out basic information. It’s the fastest, easiest method to access balance and account history information; plus, no waiting on hold.
• Account information as current as HomeBranch, without a login – The information provided via Text Message Banking is as current as it is in HomeBranch.
• Ease of Use – Text Message Banking is as simple as sending a text to a friend. Simply send a text message to the designated shortcode with the appropriate banking command, and immediately receive the information you want.
• Easy Enrollment– From a prominent location within Internet Banking, complete a simple three-step process to securely enable your mobile phone.
• Robust Security – Text Message Banking is secure. Enrollment is completed behind the login of HomeBranch. Users must enter a one-time activation code texted to their phone while in your internet banking site, thus proving the cell number provided is their own.

The number that you will text to will be published in HomeBranch once you sign up and on this page once the service is available.

Sign up in HomeBranch!

Download a printable wallet card with the codes.