1) Auto Loans as low as 5.50% APR
2) 60-Month CD 5.12% APY
3) Legacy Checking 2.27% APY

Become A Member

People's Trust Federal Credit Union was founded in 1935, but our principles remain unchanged. An advantage to joining People's Trust is that we return our profits to members in the form of higher interest rates on savings, lower loan rates, and reduced fees for services.

As a financial co-op, our core purpose is to assist our members in becoming financially secure. People's Trust is a full service financial institution designed to meet your unique needs. From our competitive rates to our investment department, Signal Hill Investment Services, we know what it takes to make your money grow. We invite you to grow with us as we continue a long tradition of member focused financial services.

Who Can Join? People's Trust products and services are only available to members. Please refer to the list below to determine your eligibility for membership:

  • Employees of Shell and its subsidiaries
  • Employees of Select Employee Groups
  • Individuals who live or work within the Houston city limits
  • Immediate family members of existing members or eligible individuals
  • Household members of existing members

Not eligible? No problem. Donors to the People’s Trust Foundation are automatically eligible for People’s Trust membership. All that is required is a donation of at least $5* to the Foundation, along with a completed Eligibility Form. Learn more about the People's Trust Foundation here.

How To Join. To become a member, all you need is to open a Savings Account with at least $5*. Once your membership is processed, you will have immediate access to the full range of People's Trust products and services, including loans and online services.

The following items will be needed to process your membership:

  1. A completed member application. Click here to download now.
  2. A copy of your valid ID (Driver’s License, other state-issued ID, Military ID, Passport)
  3. A check or money order for at least $5*

Bring the items above to one of our six Houston area branches or mail all items to:

People’s Trust Federal Credit Union
Attn: Business Development
P.O. Box 4511
Houston, TX 77210

Need Help? Call our Member Services Contact Center at 713.428.3200 or 800.321.2411 for any questions about your new membership application.

Are You an Employer?

We understand an employer’s need to strengthen your most valuable resource – your employees. To learn more about adding People's Trust as a no-cost enhancement to your employee benefits package, contact Darrin Dempsey at 713.428.3200 ext. 419.

*Individuals qualifying for membership by joining the People’s Trust Foundation are required to make a $5 deposit into a People’s Trust savings account, as well as make a minimum donation of $5 to the Foundation.