Rates > Loan Rates
Auto Loans
Maximum Amount Financed: 125% of invoice + TT&L + ext. warranty. Click here to apply for your new auto loan.
Maximum Amount Financed: 125% of NADA clean trade-in value + TT&L + ext. warranty.
Maximum Amount Financed: 90% of invoice (new) and 90% of NADA clean trade-in value (used) + TT&L + ext. warranty. Click here to apply for your pre-owned auto loan. *Floor auto loan rate is 1.99% APR and does not apply to first time car buyers. Maximum term of 36 months for 1.99% APR. Rates and terms may vary and are subject to normal credit, underwriting and collateral value guidelines. Auto discounts may apply for GAP, Warranty and/or Debt Protection. Rates and terms subject to change without notice. Motorcycle Loans
Maximum Amount Financed. New: 100% of purchase price + TT&L + ext. warranty. Motorcycle financing is only available when purchased through a dealership. Click here to apply for your motorcycle loan.
Motorcycle Loan Calculators
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| Card Type | APR | Credit Limit |
| VISA Platinum** | 7.90% - 17.90%* | $300 to $25,000 |
| MasterCard Rewards | 6.74% - 17.24%*** | $300 to $35,000 |
Monthly payment is 2% of principal or $18, unless the balance is less than $18.00.
* Depending on your credit score.
**Secured VISA available at 11.90%.
*** Variable rate based on Prime + 2.74-13.24
APR = Annual Percentage Rate
Call us at 713.428.3200 or 1.800.321.2411 for more details.
Line of Credit Rates
| Ready Cash Line of Credit | APR* | Term |
| Up to $35,000 | 12.70% - 18.00% | Open |
| * Rates above apply to existing accounts only. Ready Cash no longer available as new account. | ||
APR = Annual Percentage Rate
| Money Management Line of Credit | APR | Term |
| Up to $35,000 | 9.25% - 16.25% | Open |
APR = Annual Percentage Rate (based on a current Wall Street Journal Prime Rate of 4.25%)
Signature Loans
| Loan Amount | APR | Term |
| Up to $35,000 | 8.01% - 18.00% | Up to 60 months |
APR = Annual Percentage Rate
Personal Loans
| Type | APR | Term |
| Certificate Secured | 3.00% Above Index | Up to Maturity Date of Certificate |
| Share Secured | 3.00% Above Index | 0 - 120 months |
| Personal Computer | 8.75% - 18.00% | Up to 36 months |
APR = Annual Percentage Rate
Other Rates
| Boats | Term | APR |
| New & Used | Up to 120 Months | 3.99% - 18.00% |
Maximum Amount Financed.
New: 100% of purchase price + TT&L.
Used: 100% of NADA retail price + TT&L
APR = Annual Percentage Rate
Boat financing is only available when purchased through a dealership.
