Lower monthly payments and earn a $200 bonus

That's what Un-Banking from your current auto loan looks like! Refinancing can allow you to get a lower rate on your auto loan and if you choose to refinance with us, we'll pay you $200. Some institutions charge a refinance fee, but we're here to help people.

On the application, enter promo code: REFIEOY21

Our loan refinancing benefits also feature: 

• Low rates for cars, trucks, SUVS and vans
• Option to defer your first payment for 90 days
• Terms up to 84 months available 
• Optional but highly recommended GAP and Debt Protection 
• No prepayment penalty 
• No application fee 

_{*Membership requirements apply. To qualify for the $200 bonus, you must enter the promo code on the loan application. Other exclusions and/or restrictions may apply. $200 bonus subject to income tax reporting and not available on current People’s Trust Loans. Minimum loan amount is $10,000. This promotion ends on December 31, 2021.}