1) Auto Loans as low as 5.50% APR
2) Premier Money Market 5.69% APY
3) Legacy Checking 3.00% APY

Skip-A-Pay Program

One more reason to finance with People’s Trust: now you can take advantage of Skip-A-Pay any time of the year*!

  • Receive Skip-A-Pay coupons in the mail throughout the year
  • Skip your payment any month...no need to wait for a coupon
  • Skip up to 2 payments every 12 months (rolling)
  • You can even skip your payment in two consecutive months

Simply mail in a Skip-A-Pay coupon or call us any time you want to skip your payment. Each time you Skip-A-Pay, a $35 processing fee per loan will be applied.

Never want to skip your payment? Just call us. You’ll stop receiving Skip-A-Pay offers from us in the mail, but you’ll always have the option if you want it.

The Following Loan Types** Qualify for Skip-A-Pay:

  • Auto Loans
  • Recreational Vehicle Loans
  • Signature Loans
  • Lines of Credit
  • Credit Cards

Additional questions? Call Member Services.

*In order to skip your payment, your loan account must be current at the end of the month prior to the month you wish to skip. A $35 fee for each Skip-A-Pay will be assessed. This fee is a finance charge. If a Skip-A-Pay request is approved, you will not be required to make your payment(s) for that month. Regular payment(s) will resume the following month. If you skip your payment(s), finance charges will continue to accrue and the total finance charges will increase above the amount shown on your loan agreement. The maturity date of your loan(s) will be extended.

**Skip-A-Payment excludes all leases, balloon notes, single pay notes, and real estate loans. Not all loans will qualify. Other restrictions may apply.