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express check

Shop and earn like a cash-buyer. 

become a stronger shopper

Buying a new car is rewarding. Going to the dealership to do that can be overwhelming. That's why we offer an Express Check - a tool that gives you new buying freedom at the dealership. 

Use Express Check to get pre-approved for a loan allowing you to shop like a cash-buyer, plus save time and stress at the dealership. 

APPLY

  • Get pre-approved for an auto loan. Apply over the phone, in a branch, or online. 
  • Once you’re approved, simply sign a few papers and pick up your check. If you're not in the area, we can overnight you your check. 

  SHOP

  • Use our Auto Buying Tools to brush up on the basics of car buying before heading to the dealership. 
  • Your loan will not start accruing interest until the check is negotiated giving you 60 days to find your new car.
  • After you agree on a price, fill out the Express Check, and give it to the dealer. 

  FINANCE YOUR NEXT LOAN WITH PEOPLE YOU TRUST

  • Low rates for cars, trucks, SUVs and vans
  • Option to defer your first payment for up to 90 days 
  • Terms up to 84 months available 
  • GAP and Debt Protection 
  • No prepayment penalty
  • No application fee

*Membership requirements apply. Other exclusions and/or restrictions may apply. Minimum loan amount is $10,000.