Shop and earn like a cash-buyer.
become a stronger shopper
Buying a new car is rewarding. Going to the dealership to do that can be overwhelming. That's why we offer an Express Check - a tool that gives you new buying freedom at the dealership.
Use Express Check to get pre-approved for a loan allowing you to shop like a cash-buyer, plus save time and stress at the dealership.
- Get pre-approved for an auto loan. Apply over the phone, in a branch, or online.
- Once you’re approved, simply sign a few papers and pick up your check. If you're not in the area, we can overnight you your check.
- Use our Auto Buying Tools to brush up on the basics of car buying before heading to the dealership.
- Your loan will not start accruing interest until the check is negotiated giving you 60 days to find your new car.
- After you agree on a price, fill out the Express Check, and give it to the dealer.
FINANCE YOUR NEXT LOAN WITH PEOPLE YOU TRUST
- Low rates for cars, trucks, SUVs and vans
- Option to defer your first payment for up to 90 days
- Terms up to 84 months available
- GAP and Debt Protection
- No prepayment penalty
- No application fee
*Membership requirements apply. Other exclusions and/or restrictions
may apply. Minimum loan amount is $10,000.