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Auto Loans

At People's Trust, we've designed the auto loan process to be as member-friendly as possible with flexible terms and customized financing including balloon notes. We offer:

  • Competitive auto loan rates
  • Terms up to 60 months for new cars
  • Terms up to 72 months for cars over $35,000
  • Terms up to 60 months for pre-owned (used) cars over $25,000
  • 100% financing available (including TT&L and extended warranty)
  • Online application and pre-approval
  • Sign loan documents at participating CUAC Dealers
  • Online vehicle research

See Rates & Disclosures for our auto loan rates.

Auto Loan Calculators

Compare what the dealer is offering you to what we can help you with using our Dealer vs CU Financing Calculator. You can also use our Auto Loan Calculator to find the best car payment for you.

Apply for Your Loan

Apply for your loan online, give us a call at 713.428.3200 / 800.321.2411, or stop by a service center location to apply for your loan today.