Rewards
Our Rewards Points Program gives you a 10 basis point discount for every rewards point you earn. So if you’re approved for a loan at 3.19% APR and you qualify for one rewards point, your rate drops down to 3.09% APR. The more points you qualify for, the lower your rate drops.
How can you earn points?
Sign up for e-Statements, online Bill Pay or set up automatic payments for your new car loan. A complete list is shown below, but you can always ask your People’s Trust representative to help you calculate your rewards points and your resulting discount on your new People's Trust loan.
Points are earned when you have any of the following products/services*:
- Average daily share account balances over $5,000**
- Average daily loan balance over $1,000**
- Average daily Line of Credit balance over $1,000**
- Five (5) signature based debit card transactions in each of the prior 3 months
- Bill Pay User
- A min. of $500 deposited directly into your account or payroll deduction in each of the last 3 months
- Have or activate e-Statements
- Membership with People’s Trust of 5 plus years
- Auto Pay (excludes recurring payments via HomeBranch) set up for this new loan
- An employee of a Select Employer Group (SEG)
*Only one point per product/service
**The final rate will be set at loan approval based on the member’s prior 3 month history (or 90 days) of transactions as noted above.
Click below to download a printable worksheet to calculate for how many points you have.
Apply for Your Loan
Apply for your loan online, give us a call at 713.428.3200 / 800.321.2411, or stop by a service center location to apply for your loan today.
