Classic Money Market Rates

Tier	Balance	APY*
Tier I	$0 - $1,999.99	0.10%
Tier II	$2,000 - $24,999.99	0.11%
Tier III	$25,000 - $99,999.99	0.16%
Tier IV	$100,000 and above	0.21%

APY=Annual Percentage Yield. See disclosures for additional information about Rate Differentiation, Points and Balance Information.

Gold Money Market Rates

Tier	Balance	APY*
Tier I	$0 - $1,999.99	0.10%
Tier II	$2,000 - $24,999.99	0.13%
Tier III	$25,000 - $99,999.99	0.18%
Tier IV	$100,000 and above	0.23%

People's Trust Gold Money Market requires a total of 3 - 5 People's Trust points. One point can be earned monthly for any of the following:

• A loan balance over $1,000
• 5 signature based debit card transactions in the prior month
• Checking balance over $1,000
• Direct Deposit or payroll deduction
• Active user of Bill Payer service
• Receiving E-Statements
• Membership with the credit union of 20 years or more
• A Membership Savings Account
• A Money Market Account
• Certificate Account over $1,000
• Credit Card Balance over $1,000
• Line of Credit with a Balance over $1,000

*APY=Annual Percentage Yield. See disclosures for additional information about Rate Differentiation, Points and Balance Information.