| Balance |
Min. Balance to Earn Stated APY |
Annual Percentage Yield (APY) |
| $0 - $4,999 |
$0.01 |
0.25% |
| $5,000 - $24,999 |
$5,000 |
1.91% |
| $25,000 - $74,999 |
$25,000 |
2.06% |
| $75,000 - $124,999 |
$75,000 |
2.16% |
| $125,000 - $249,999 |
$125,000 |
2.26% |
| $250,000 |
$250,000 |
2.36% |
People's Trust Gold Money Market requires a total of 3 – 5 People's Trust points. One point can be earned monthly for any of the following:
- A loan balance over $1,000.00
- 5 debit transactions in the prior month
- Checking balance over $1000
- Direct Deposit or payroll deduction
- Active user of Bill Payer service
- Receiving E-Statements
- Membership with the credit union of 20 years or more
- A Membership Savings Account
- A Money Market Account
- Term Share (CD) Account over $1,000.00
- Credit Card Balance over $1,000.00
- Line of Credit with a Balance over $1,000.00
See disclosures for additional information about Rate Differentiation, Points and Balance Information
| Balance |
Min. Balance to Earn Stated APY |
Annual Percentage Yield (APY) |
| $0 - $4,999 |
$0.01 |
0.25% |
| $5,000 - $24,999 |
$5,000 |
3.56% |
| $25,000 - $74,999 |
$25,000 |
3.71% |
| $75,000 - $124,999 |
$75,000 |
3.81% |
| $125,000 - $249,999 |
$125,000 |
3.92% |
| $250,000+ |
$250,000 |
4.02% |
People's Trust Premier Money Market requires a total of at least 6 People's Trust Points. One point can be earned monthly for any of the following:
- A loan balance over $1,000.00
- 5 debit transactions in the prior month
- Checking balance over $1000
- Direct Deposit or payroll deduction
- Active user of Bill Payer service
- Receiving E-Statements
- Membership with the credit union of 20 years or more
- A Membership Savings Account
- A Money Market Account
- Term Share (CD) Account over $1,000.00
- Credit Card Balance over $1,000.00
- Line of Credit with a Balance over $1,000.00
See disclosures for additional information about Rate Differentiation, Points and Balance Information
