PEOPLE’S TRUST FEDERAL CREDIT UNION

Our Privacy Disclosure

Categories of Information That We May Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms such as your name, address, social security number, assets, and income.
• Information about your transactions with us, or others such as your account balance, payment history, parties to transactions, and credit card usage.
• Information we receive from a consumer reporting agency such as your creditworthiness and credit history.

Categories Of Information That We May Disclose

• We may disclose all of the information that we collect, as described above.
• We may disclose nonpublic personal information about your to the following types of third parties: Financial service providers, such as mortgage bankers, securities broker-dealers, and insurance agents, Non-financial companies, such as retailers, direct marketers, airlines, and publishers, and others such as nonprofit organizations.
• We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may notify us in writing at the address below or by fax at 713-241-0867. Remember to include all member numbers affected.

People's Trust Federal Credit Union
Attn: Privacy
P.O. Box 4511
Houston, Texas 77210

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.