Share Draft (Checking) Accounts
At People's Trust, our checking accounts are called Share Draft Accounts. We offer all the advantages of traditional checking accounts and the latest in modern convenience - without the high fees.
Legacy Checking
Our NEW Legacy Checking account offers you the opportunity to put your money in a checking account with fewer fees and more! All Legacy checking accounts benefit from the following features:
- $10,000 minimum balance ($10 monthly fee if balance falls below $10,000)
- One free box of checks per quarter
- Free replacement Debit, Credit or ATM cards
- Free Overdraft Protection transfers
- Free incoming wire transfers
- Choose one option below:
Higher Interest
Earn a higher Annual Percentage Yield on your monthly balance.
Free ATM transactions
People's Trust will not charge you for using a non-Credit Union ATM. We will also refund the surcharges from other bank's ATM's, up to $10 per month.
Click here for Legacy Checking account rate information.
Classic Checking
- Open with just $20
- No minimum balance required
- No monthly service charge
- Unlimited check writing
- Free Online Banking through HomeBranchTM
- Free Bill Pay service*
- Free Visa debit card
Premier Checking with Interest
- $300 minimum balance ($6 monthly fee when balance falls below $300)
- Dividends paid monthly
- Unlimited check writing
- Free Online Banking through HomeBranchTM
- Free Bill Pay service*
- Free Visa debit card
*Bill Pay is free up to 20 bills per month; a .40 charge will apply for each additional bill payment