1) Auto Loans as low as 5.50% APR
2) Premier Money Market 4.85% APY
3) Legacy Checking 3.00% APY

Share Draft (Checking) Accounts

At People's Trust, our checking accounts are called Share Draft Accounts. We offer all the advantages of traditional checking accounts and the latest in modern convenience - without the high fees.

Legacy Checking

Our NEW Legacy Checking account offers you the opportunity to put your money in a checking account with fewer fees and more! All Legacy checking accounts benefit from the following features:

  • $10,000 minimum balance ($10 monthly fee if balance falls below $10,000)
  • One free box of checks per quarter
  • Free replacement Debit, Credit or ATM cards
  • Free Overdraft Protection transfers
  • Free incoming wire transfers
  • Choose one option below:

    Higher Interest
    Earn a higher Annual Percentage Yield on your monthly balance.

    Free ATM transactions
    People's Trust will not charge you for using a non-Credit Union ATM. We will also refund the surcharges from other bank's ATM's, up to $10 per month.

Click here for Legacy Checking account rate information.

Classic Checking

  • Open with just $20
  • No minimum balance required
  • No monthly service charge
  • Unlimited check writing
  • Free Online Banking through HomeBranchTM
  • Free Bill Pay service*
  • Free Visa debit card

Premier Checking with Interest

  • $300 minimum balance ($6 monthly fee when balance falls below $300)
  • Dividends paid monthly
  • Unlimited check writing
  • Free Online Banking through HomeBranchTM
  • Free Bill Pay service*
  • Free Visa debit card

*Bill Pay is free up to 20 bills per month; a .40 charge will apply for each additional bill payment