System Upgrade '08

Recent News

All Systems Operational 2/4/08

All credit union systems are operational as of 5:30 PM, February 4.

January Dividend Information 1/30/2008

Because of our activities on upgrade weekend, all transactions made on Friday, February 1 will appear on statements, receipts, and HomeBranch as taking place on January 31. January dividends will be posted after the close of business February 1.

System Upgrade Newsletter Article 1/22/08
Mailed via US Post Office.

System Upgrade Statement Insert 12/14/07
Mailed via US Post Office.

Dividend Posting Changes 12/6/07

Beginning January 31, 2008 dividends will be credited in month earned. Our core system upgrade will allow our monthly dividend processing to comply with industry standards. Beginning January 31, 2008, dividends will be posted at the end of the month in which you earn them, rather than at the beginning of the following month.

In 2008, this means you will receive dividends 13 times instead of 12. You will receive your December 2007 dividends on January 1, 2008. Your January 2008 dividends will be posted to your account after the close of business on January 31, 2008 for an effective date of January 31, 2008. From that point forward, your dividends will be posted to your account the last day each month. Please note this adjustment affects only the date dividends are posted. It has no impact on earnings.

This upgrade benefits you because earnings will be posted to your account in the year they are earned. If you have questions about the 2008 tax implications of this adjustment, consult your tax advisor. To make an appointment with a Signal Hill Tax Advisor, call 713.428.3249.

System Upgrade Statement Insert 10/1/07
Mailed with October 2007 statements.

	1) Auto Loans as low as 5.50% APR 2) Premier Money Market 5.05% APY 3) Credit Cards as low as 9.9% APR

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	Recent News All Systems Operational 2/4/08 All credit union systems are operational as of 5:30 PM, February 4. January Dividend Information 1/30/2008 Because of our activities on upgrade weekend, all transactions made on Friday, February 1 will appear on statements, receipts, and HomeBranch as taking place on January 31. January dividends will be posted after the close of business February 1. System Upgrade Newsletter Article 1/22/08 Mailed via US Post Office. System Upgrade Statement Insert 12/14/07 Mailed via US Post Office. Dividend Posting Changes 12/6/07 Beginning January 31, 2008 dividends will be credited in month earned. Our core system upgrade will allow our monthly dividend processing to comply with industry standards. Beginning January 31, 2008, dividends will be posted at the end of the month in which you earn them, rather than at the beginning of the following month. In 2008, this means you will receive dividends 13 times instead of 12. You will receive your December 2007 dividends on January 1, 2008. Your January 2008 dividends will be posted to your account after the close of business on January 31, 2008 for an effective date of January 31, 2008. From that point forward, your dividends will be posted to your account the last day each month. Please note this adjustment affects only the date dividends are posted. It has no impact on earnings. This upgrade benefits you because earnings will be posted to your account in the year they are earned. If you have questions about the 2008 tax implications of this adjustment, consult your tax advisor. To make an appointment with a Signal Hill Tax Advisor, call 713.428.3249. System Upgrade Statement Insert 10/1/07 Mailed with October 2007 statements.